White-label finance for accounting firms

Finance capability for accounting firms, delivered under your name

FinDex Advisory sets up the reporting and planning your clients need, coaches their finance teams, and supports specific projects such as investment decisions. Your firm keeps the relationship. We do the work behind it.

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Worked exampleBeforeAfter
Marketing agency, March profit£18.6kas exported£2.3krestated
Manufacturer, net income€27.3m2025 actual−€18.0m2026 forecast
Manufacturer, net debtnilDec 2025€19.6mDec 2026
What we do

Build it, coach it, or advise on it

Three ways to work together. Each is delivered under your firm's name, with a short executive summary written for the person making the decision.

Build

Reporting set-ups, planning and forecasting, and cash and investment models, built on the client's own numbers and designed to refresh every month.

Coach

Training for client finance teams in reporting discipline: how to close the month, reconcile, explain variances and keep the numbers consistent.

Advise

Project-based finance support, such as investment cases, funding questions and decision analysis, where a client needs a clear answer rather than a model.

Within Build, five areas:

Management accounts

Accounting exports restated into a management P&L. Every adjustment carries a reference and a reason, so any reviewer can trace it.

Planning and variance analysis

Budgets, forecasts and bridges that separate volume, price, cost inflation and efficiency, so management sees what it can change.

Commercial and operational insight

Profitability by client, product and service line, with utilisation and cost to serve alongside it.

Reporting that refreshes

A monthly process where new data goes in once and every report updates.

Investment and cash decisions

Cash forecasts and scenarios that test whether a plan is funded before the client commits to it.

Worked examples

Three complete models on fictitious companies

Each example is a working Excel model with live checks. The companies are invented and the figures are illustrative.

Marketing agency

Reported profit of £18.6k restates to £2.3k

  • 14 documented adjustments sit between the accounting export and the management view.
  • One client takes 32% of chargeable hours and delivers 9% of gross profit.
  • £33.5k of staff cost is not recovered from clients this month.
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Share of fee revenue and share of gross profit by client, March

Manufacturer, forecast

A 9% fall in volume turns a €27.3m profit into an €18.0m loss

  • 80% of manufacturing cost and 60% of operating cost are fixed, so costs fall €19.9m while revenue falls €72.1m.
  • Price, material weight, inflation and freight rates add €26.5m of headwind.
  • All 20 customers become loss-making. Small-order accounts carry 25% of revenue and 37% of the loss.
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Net income bridge, 2025 actual to 2026 forecast, EUR million

Manufacturer, cash

Funded in the base case, exposed in the downside

  • Net debt rises from nil to €19.6m on a €48.0m capex programme.
  • Base-case liquidity falls from €43.5m in January to €14.4m in December.
  • In the downside the €30.0m facility is exhausted in August and cash ends €16.0m below the minimum.
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Available liquidity by scenario, cash plus undrawn facility, EUR million

How it works

Start with one client

A pilot on a single client shows what the work looks like before you decide anything further.

Step 1

Choose a client

Pick one where better numbers would change a decision.

Step 2

We build under your name

The model, reports and commentary carry your branding. Your client sees your firm.

Step 3

Run it monthly

New data goes in, the reports refresh, and you take the conversation to the client.

Bring one set of numbers

A 20-minute call is enough to see whether FinDex Advisory could help one of your clients. Business owner rather than accounting firm? Get in touch and we will talk through the options.

Book a callRequest a sample model